In short
A message promises a large sum, remittance, compensation or fund allegedly connected to RBI or another public authority The objective is typically to collect repeated advance fees before disappearing.
What it is
Official-looking letters, websites or named officials are used to make the offer appear legitimate. The victim is then pushed to pay processing, tax, clearance, conversion or transaction fees to release the supposed funds.
How it starts
A message promises a large sum, remittance, compensation or fund allegedly connected to RBI or another public authority.
What they tell you
Official-looking letters, websites or named officials are used to make the offer appear legitimate
What they want you to do
Pay processing, tax, clearance, conversion or transaction fees to release the supposed funds
How you lose money
collect repeated advance fees before disappearing
What happens next
After the first successful step, the fraudster may demand more money/information, deepen account or device access, or disappear.
Warning signs
authority | greed | urgency | trust | forged documents | fake website | impersonation
Where this is documented
India — officially documented by an Indian authority/regulator
How to avoid it
Verify the claim using the agency's official website or published helpline; do not transfer money or share OTP/PIN because of an unsolicited threat.
If it already happened
Contact the bank/payment provider immediately if money moved; report financial cyber fraud promptly via 1930 and cybercrime.gov.in; preserve messages, transaction IDs, phone numbers and URLs.