In short
A fraud scheme targets Aadhaar-enabled banking/payment transactions or authentication at AePS touchpoints The objective is typically to cause an unauthorized Aadhaar-enabled debit or withdrawal.
What it is
The fraudster abuses Aadhaar-linked payment/authentication context or deceives the user/agent. The victim is then pushed to provide or misuse Aadhaar-linked authentication/payment data in an unauthorized transaction.
How it starts
A fraud scheme targets Aadhaar-enabled banking/payment transactions or authentication at AePS touchpoints.
What they tell you
The fraudster abuses Aadhaar-linked payment/authentication context or deceives the user/agent
What they want you to do
Provide or misuse Aadhaar-linked authentication/payment data in an unauthorized transaction
How you lose money
cause an unauthorized Aadhaar-enabled debit or withdrawal
What happens next
After the first successful step, the fraudster may demand more money/information, deepen account or device access, or disappear.
Warning signs
trust | authority | deception | Aadhaar authentication abuse | payment fraud
Where this is documented
India — officially documented by an Indian authority/regulator
How to avoid it
Remember that a UPI PIN authorizes a debit; verify collect requests and QR codes before approving; do not install screen-sharing or SMS-forwarding apps at a stranger's request.
If it already happened
Contact the bank/payment provider immediately if money moved; report financial cyber fraud promptly via 1930 and cybercrime.gov.in; preserve messages, transaction IDs, phone numbers and URLs.